BLOG 3 Reasons To Buy a Home This Summer AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, Home Prices, Inventory, Buying Tips Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers: Take a look at what happened back in 2021 through roughly 2023. In that time period, there were far more buyers (the blue line) looking to buy than homes for sale (the green line). That’s what drove the intense competition, bidding wars, and the exponential price growth the market saw back then. Now, the market has shifted, and buyers are regaining their negotiating power as a result. With more sellers than buyers, sellers may be more willing... Published on: 2025-06-19 By KCM Crew Why More Sellers Are Choosing To Move, Even with Today’s Rates AGENTS: Did you know you can share a personalized version of this post? Learn more! For Sellers, Mortgage Rates It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates. Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a mortgage rate above 6% is rising, too (see graph below): The Biggest Reasons People Are Moving Right Now Why are some homeowners willing to take on a higher rate? A survey from Realtor.com helps shed light on that. It shows 79% of homeowners considering selling today are doing it out of necessity. And that same survey says most of the necessary reasons people are moving are non-financial in nature (see graph below): Do any... Published on: 2025-06-18 By KCM Crew What You Really Need To Know About Down Payments AGENTS: Did you know you can share a personalized version of this post? Learn more!... Published on: 2025-06-17 By KCM Crew Why Most Sellers Hire Real Estate Agents Today AGENTS: Did you know you can share a personalized version of this post? Learn more! For Sellers, Agent Value Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below): And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice. A recent survey finds three out of every four homeowners who don’t plan to use an agent have doubts about whether that’s actually the right decision. And here’s why. The market is changing – not in a bad way, just in a way that requires a smarter, more strategic approach. And having a real estate expert in your corner really pays off. Here are just two of the ways an agent’s expertise makes a difference. 1. Getting the Price Right in a Market That’s Evolving One of the biggest hurdles... Published on: 2025-06-16 By KCM Crew You May Have Enough Equity To Downsize and Buy Your Next House in Cash AGENTS: Did you know you can share a personalized version of this post? Learn more!... Published on: 2025-06-13 By KCM Crew Your House Didn’t Sell. Here’s What To Do Now. AGENTS: Did you know you can share a personalized version of this post? Learn more! For Sellers, Agent Value, Selling Tips When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And that’s not good enough. REDX data also shows that only 1 in 3 homeowners with expired listings actually make that change. That means most sellers either give up or repeat the same mistakes, so they get the same disappointing outcome. You deserve better. Same house. Different strategy. Completely different results. Let’s break down what might’ve gone wrong – and how a fresh perspective can help you have a winning strategy this time. 1. It... Published on: 2025-06-12 By KCM Crew Is Inventory Getting Back To Normal? AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, For Sellers, Inventory After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise. Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect. Significant Growth Across the Nation Nationally, the number of homes for sale is rising – and that’s true in all regions of the country. That’s shown in this data from Realtor.com. In each of the four regions, inventory is up at least 19% compared to the same time last year. In the West, it’s actually up almost 41% year-over-year (see graph below): There are two main reasons for this increase: More sellers are listing their homes. Many homeowners have been waiting for mortgage rates to drop before making a move. Now, some have decided they can’t wait any... Published on: 2025-06-11 By KCM Crew The Five-Year Rule for Home Price Perspective AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, Home Prices, First-Time Buyers Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values almost always go up over time (see graph below): While everyone remembers what happened around the housing crash of 2008, that was the exception – not the rule. It hadn’t happened before, and hasn’t since. There were many market dynamics that were drastically different back then, too. From relaxed lending standards to a lack of homeowner equity, and even a large oversupply of homes, it was very different from where the national housing market is today. So, every headline about prices slowing down, normalizing, or even dipping doesn’t need to trigger fear that another big crash is coming. Here’s something that explains why short-term dips usually aren’t a long-term deal-breaker. What’s the Five-Year Rule? In real estate, you might hear talk about the... Published on: 2025-06-10 By KCM Crew Buying Your First Home? FHA Loans Can Help AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, First-Time Buyers, Mortgage Rates, Affordability, Buying Tips If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase. Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that gets you there sooner than you think. Buying Your First Home Probably Doesn’t Feel Easy Right Now While the motivation to buy a home is still there for many people, affordability is a real challenge today. According to a survey from 1000WATT, potential first-time buyers say their top two concerns are saving enough for their down payment and making the monthly mortgage payments work at today’s home prices and mortgage rates... Published on: 2025-06-09 By KCM Crew The Big Difference Between a Homeowner’s and a Renter’s Net Worth AGENTS: Did you know you can share a personalized version of this post? Learn more!... Published on: 2025-06-06 By KCM Crew The Rooms That Matter Most When You Sell AGENTS: Did you know you can share a personalized version of this post? Learn more! Open Houses, Agent Value, Selling Tips Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that. What Is Home Staging? It’s not about making your house look super trendy or like it belongs in a magazine. It’s about helping it feel welcoming and move-in ready, so it’s easy for buyers to picture themselves living there. It’s important to understand there’s a range when it comes to staging. It can include everything from simple tweaks to more extensive setups, depending on your needs and budget. But a little bit of time, effort, and money invested in this process can really make a difference when you sell – especially in today’s market. A study from the National Association of Realtors (NAR) shows staged homes sell faster and for more money than homes that aren’t staged at all (see below): Which Rooms Matter Most? The best part is, odds are you don’t have to stage your whole house... Published on: 2025-06-05 By KCM Crew Understanding Today’s Mortgage Rates: Is 3% Coming Back? A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations.Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a global pandemic. Now that the economy is in a different place, we’re seeing mortgage rates in the high 6% to low 7% range. And while experts currently project a slight easing in the months ahead, most industry leaders agree: rates are not going back to 3%. Instead, many forecasts suggest mortgage rates will settle in the mid-6% range by the end of the year, pending any major economic shifts. As Kara Ng, Senior Economist at Zillow, says: “While Zillow expects mortgage rates to end the year near mid-6%, barring any unforeseen shocks, that path might... Published on: 2025-06-04 By KCM Crew Why Buying Real Estate Is Still the Best Long-Term Investment AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, Economy Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you can make – even now. According to the just-released annual report from Gallup, real estate has been voted the best long-term investment for the 12th year in a row. That’s over a decade of beating out stocks, gold, and bonds as America’s top pick. And this isn’t new. Real estate usually claims the #1 title. But here’s what’s really interesting. This year’s results came in just after a rocky April for the stock and bond markets. It shows that, even as other... Published on: 2025-06-03 By KCM Crew Newly Built Homes May Be Less Expensive Than You Think AGENTS: Did you know you can share a personalized version of this post? Learn more! For Buyers, Home Prices, First-Time Buyers, New Construction, Affordability, Buying Tips Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in): You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of reach, here’s what you should know. You could be missing out on some of the best options in today’s housing market. Why Are Newly Built Homes Less Expensive Right Now? 1. Builders Are Building Smaller Homes Builders know that buyers are struggling with affordability today. So, instead of building big houses that may not sell, they’re building smaller ones that will. According to the Census, the average size of a newly built single-family home... Published on: 2025-06-02 By KCM Crew Home Projects That Add the Most Value AGENTS: Did you know you can share a personalized version of this post? Learn more!... Published on: 2025-05-30 By KCM Crew Older posts